LIFEMARK SECURITIES CORP.
IMPORTANT LEGAL AND OTHER CONSIDERATIONS

LifeMark Securities Corp. ("LMSC') is a licensed broker-dealer registered as such with the SEC and the NASD. LMSC is also registered to conduct a stock brokerage business in many, but not all, of the states within the United States. The locations of the LMSC offices are depicted on the accompanying map. Visitors may click the location on the map for information about a specific office. Addresses and telephone numbers of all offices are contained on the chart which can be found below the map.

About the website

The information provided by LMSC on this lifemark.com website:
- is solely for the use of LMSC's customers and other visitors who may access this website from time to time;
- is general in nature and is not, under any circumstances, a substitute for competent professional advice and assistance;
- is presented by LMSC without any representation or warranty that the information contained on this website is complete, valid, accurate, timely or up-dated on any regular basis;
- does not include, and must not be construed to include, any legal or other investment advice and must not be relied upon by anyone for any investment decisions; and
- is not intended for distribution or use by anyone in any state or other jurisdiction where such distribution or use would be contrary to law, rule or regulation or would subject LMSC or any of its affiliates to any registration or licensing requirement.

About any links provided from the website

When reference is made herein to the term "lifemark.com" or "website", those terms are meant to include not only the actual lifemark.com website but any links which LMSC may ever provide to other sites. With regard to all such linked websites, LMSC:
- is not affiliated with, and does not endorse, promote, vouch for or condone, any other sites, the owners or operators of such sites, or any product or service offered or identified thereon; and
- has no control over any such site or information thereon and presents any such link as a courtesy and without any guaranty or representation as to the completeness, accuracy or current status of any information thereon.

Limitations on the use of the lifemark.com website

Persons who access this website must be aware of the following:
1. No securities are offered or sold by or through this website. Any offering of a security is made only by means of a prospectus and then only by authorized registered representatives of LMSC.
2. No investment advice is offered or given by or through this website.
3. No security is offered or sold in any state or jurisdiction unless both LMSC and the registered representative involved in the transaction are licensed to conduct business in that state.
4. Securities offered through LMSC are not generally available outside the United States.

FOR SPECIFIC INFORMATION CONCERNING ANY SECURITIES OFFERINGS, VISITORS MAY CONTACT THE LMSC HOME OFFICE AT 716-385-3130. LMSC's POST OFFICE ADDRESS IS: 4 TOBEY VILLAGE OFFICE COMPLEX, PITTSFORD, NEW YORK 14534. Limitations of Liability for LMSC and its affiliates

Neither LMSC nor any person affiliated with LMSC (including officers, directors, agents, shareholders and registered representatives) assume, or are in any manner responsible for, any damage or loss of any kind whatsoever (including consequential, special, direct, indirect or punitive damages) ever suffered by any person as a result of the access to, or information received from, this lifemark.com website or from any linked website.

Trademarks and Copyrights

LMSC and/or other organizations with which LMSC has contractual relationships ("associates") are the owners of the trademark LIFEMARK and of this lifemark.com website. All text and graphics on this website (except for those contained within a link) are the property of LMSC or its associates and are protected by applicable copyright laws. All rights are reserved for LMSC and its associates. Visitors may print single copies of the information contained on this website for their own personal use only and except for this limited permitted use no information or graphics may be used, copied or otherwise reproduced in any manner without the prior written consent of LMSC.

For more information regarding this website - mail: lalberts@lifemark.com